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PLANNING WHAT MY HOME WILL LOOK LIKE
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http://www.mouse-house-mortgage.com/1. I have an idea of what my house should look like. How do I get that idea down on paper?
2. Someone at work told me he didn't actually hire an architect. Instead, he and his wife selected and purchased a set of plans from a Website that specialized in home plans. Is that possible?
3. What's a material supplier?
4. I've selected a site, and I have my plans. How do I know who is qualified to build my house?I have an idea of what my house should look like. How do I get that idea down on paper?
Your next step would be to find a licensed architect. This may be as simple as asking friends, family and others in your community for recommendations. If you see a new house you like, don't be afraid to ask the owner for the name of the architect who designed the home. Or you could check with the city, which keeps sets of plans on file for all new construction.
While the architect's fee is one consideration, it shouldn't be the only consideration in selecting your architect. A good architect may actually save you money by offering design and materials alternatives and energy-efficient features. Additionally, an appealing design has an important effect on your long-term investment. It will add to your home's value as well as provide a comfortable and pleasing environment for you and your family.
Once you've selected your architect, remember, you're now a team. You're paying an expert to interpret your dream with style and utility.
So talk freely to your architect about what you want and don't want in your home. Make sure you provide information about the size of your family and any intentions for growing that family. If you have unique furnishings you want to showcase and need rooms of a certain size or type, be sure to tell your architect. Look at the plans with both your head and your heart. If you don't love what you see or the plans would require you to change your preferred lifestyle – rethink them with your architect's help.
Remember, you have the final word. But listen to your architect's suggestions and evaluate them as they pertain to your own tastes and needs. If you don't like something in the preliminary drawings, speak up. It is far easier and cheaper to make changes before the drawings become final plans, or worse, a completed house!
Someone at work told me he didn't actually hire an architect. Instead, he and his wife selected and purchased a set of plans from a website that specialized in home plans. Is that possible?
Yes, your work associate may have selected a set of plans online or from a home plan buyer magazine. This is becoming an increasingly popular way to choose a new home design. Typically, home plan websites and specialty magazines offer a wide selection of floor plans. Sometimes the purchase of these plans may be coupled with the purchase of the building materials through a material supplier.
What's a material supplier?
A material supplier is a retail or wholesale company that sells the materials required to build a home. The company may specialize in one type of material, such as lumber, but may also sell other items such as concrete, plumbing fixtures, etc.I've selected a site, and I have my plans. How do I know who is qualified to build my house?
You'll want an experienced builder with a history of delivering a high quality finished product within budget, in a prescribed time period, and in a lien-free condition. If licensing is required in your state, you'll want to verify that the builder has the appropriate license for the planned work.
Again, word of mouth from friends, family, your architect and others is one way to get in touch with the builder community. Once it's known that you 're building new home, you may find yourself inundated with individuals who want to build your home for you. You may have several bids, Just remember that the lowest bid is not always the best deal. Make sure you're comparing the same materials and the same amount of time for completion of construction. Also note when scheduled payments to the contractor are due.
Don't be afraid to ask. After all, you're interviewing someone for a job that will, by necessity, last until the house is completed. A reputable builder should be more than willing to discuss the project and provide the requested information. You may also want to ask what kind of insurance the builder carries (for example, workers' compensation or, general liability insurance).
It's a good idea to check references from both the construction industry and from homeowners for whom the builder has built homes. The builder's suppliers (companies from which the builder has purchased materials) can verify if your prospective builder is eligible for lines of credit to order materials. Check to see that the houses the builder has completed were completed on schedule in a lien-free condition and that the owner is happy with the quality of construction.
Once you've narrowed your list down to several builders, you may wish to take bids. Make sure every builder asked to bid a job is provided with the same complete set of plans and specifications so that he or she can create a complete bid. If you provide an incomplete list, guarantees to finish a job for a certain dollar amount may be of no value. Additionally, consider the time it will take to complete construction guaranteed in the bid. If you borrow funds, a job finished early may save you interest on borrowed construction funds. On the other hand, if you exceed the construction time period allocated on a construction loan, you may be subject to extension fees as well as additional interest costs.
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